Health Insurance
No matter the size or type of your business, there is a medical plan available for you and your employees.
2+ employees
Hospitality Industry Health Insurance Trust (H.I.H.I.T.)
Formed in 1997 to give small employers access to affordable medical options for their businesses, H.I.H.I.T. offers a wide array of plan designs for restaurant and lodging businesses.
Highlights:
-
50% minimum contribution and 50% minimum participation
-
Carve-outs allowed for up to 3 classes of employees
-
Dual or triple plan options available with 5 enrolled employees on each plan
-
SIMON benefit administration system for eligibility and billing
-
Free COBRA administration for all group sizes
-
Owners are covered for on the job injuries through H.I.H.I.T. medical plans
-
All medical plans* include Teladoc coverage for the entire family when employee coverage is elected.
-
Insured and serviced by Kaiser Permanente Washington
*Not included with Diamond and Emerald plans
51+ employees
UnitedHealthcare
-
Up to a 5% discount on manual medical rates for fully insured groups with 51 or more eligible employees
-
An annual invoice credit of up to 5% on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees
-
Up to a 5% discount on specialty benefits (dental, vision, life, disability, accident and critical illness) for fully insured groups