Health Insurance

No matter the size or type of your business, there is a medical plan available for you and your employees.

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2+ employees

Hospitality Industry Health Insurance Trust (H.I.H.I.T.)

Formed in 1997 to give small employers access to affordable medical options for their businesses, H.I.H.I.T. offers a wide array of plan designs for restaurant and lodging businesses.

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Highlights:

• 50% minimum contribution and 50% minimum participation

• Carve-outs allowed for up to 3 classes of employees

• Dual or triple plan options available with 5 enrolled employees on each plan

• SIMON benefit administration system for eligibility and billing

• Free COBRA administration for all group sizes

• Owners are covered for on the job injuries through H.I.H.I.T. medical plans

• All medical plans* include Teladoc coverage for the entire family when employee coverage is elected.

• Insured and serviced by Kaiser Permanente Washington

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*Not included with Diamond and Emerald plans​

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51+ employees

UnitedHealthcare

• Up to a 5% discount on manual medical rates for fully insured groups with 51 or more eligible employees

• An annual invoice credit of up to 5% on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees

• Up to a 5% discount on specialty benefits (dental, vision, life, disability, accident and critical illness) for fully insured groups